For the development of your projects you have access to funds

We offer financial products for the pre-financing of non-reimbursable amounts, the financing of eligible or non-eligible expenses, as well as the guarantee of pre-financing / advance within European projects.
LOAN FOR PRE-FINANCING NON-REIMBURSABLE AMOUNTS

You can have additional liquidity by pre-financing non-reimbursable amounts (grants) related to projects financed by European funds.

BENEFITS

- FLEXIBILITY - reimbursement depending on the project implementation period, correlated with the grant collection period.

- DIVERSIFICATION - the structure of guarantees is varied, including the guarantees issued by FNGCIMM and FGCR. More information can be found here

Details
Details

We finance up to 100% of the value of the European grant. The repayment period is up to 39 months (3 years the maximum execution period of a project + 90 days the maximum collection period of the last repayment request).

LOAN FOR COMPLETING OWN SOURCES

You can use this loan for:

- Completing your company's own sources for the part of co-financing the eligible and ineligible expenses within the projects that involve exclusively the acquisition of equipment/machinery (without constructions).

- Completing the own sources of your company for the part of co-financing the eligible and ineligible expenses within other projects than those from the point above.

More information can be found here

Details
Details

The facility is non-revolving. For the VAT component the facility can be revolving. Easy access, the loan can be used in one or more installments based on supporting documents. The guarantee structure is flexible, including guarantees issued by FNGCIMM and FGCR. Reimbursement is made in monthly or quarterly installments, equal or in monthly installments. In justified cases, an atypical reimbursement schedule may be approved. Maximum amount of the facility: - Up to 90% of the value of its own contribution to the eligible expenses of the project. - Up to 80% of the total value of ineligible expenses from the project. The VAT related to the project can also be financed. The VAT related to the eligible and ineligible expenses is financed in case the VAT is not considered an eligible expense within the financed project. The repayment period is up to 120 months with the grace period correlated with the project implementation period. In case of VAT financing for which you submit reimbursement requests to the Ministry of Finance, the maturity is maximum 3 months after the completion of the project. Own contribution: the amounts related to the own contribution must be presented and blocked before the use of each tranche or supporting documents can be presented for the part of the own contribution for which payments have been made.

ADVANCED REFUND BANK GUARANTEE

We guarantee the pre-financing / advance granted by the Managing Authority, for the situations in which you will not fulfill your obligations. The guarantee structure is flexible and accepts several types, including those issued by FNGCIMM and FGCR. The guaranteed amount is up to 100% of the value of the pre-financing / advance granted by the Management Authority.

More information can be found here

Details
Details

The guarantee period will cover the project implementation period of time, until the full justification of the pre-financing obtained.

Our dedicated staff is at your disposal for any information about accessing European funds. For more details you can write to us at this address.

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