Cards

Franklin credit card

Get 3% back on your credit card for shopping*

*No matter what their value is, between 19th April 2019 and 19th, June 2019 up to 300 RON.

SHOPPING WITHOUT LIMITS

Shop anywhere you want, enjoy the benefits of the Franklin credit card and have full control of your transactions.

You have a grace period of up to 60 calendar days in which the interest is ZERO. You are always informed by the SMS Alert service.

YOU PAY WHEN YOU WANT, HOWEVER YOU WANT

You return the used amounts in interest free installments, but you also have the possibility to return a minimum amount.
Any amount used can be divided into up to 12 monthly instalments. You have the option of monthly repayment of only 3% of the amount used.

ZERO COMMISSION

You have not one, but several options starting with ZERO.
ZERO commission for any withdrawal from ATM or POS, regardless of the country. ZERO commission for any transaction you make online or to merchants, regardless of the country. ZERO commission for foreign currency conversion of transactions made abroad.

WHAT YOU NEED TO KNOW

Exactly the card you need!

  • You have a credit limit of up to EUR 3,000, in LEI equivalent.
  • Validity of the credit line: 24 months with automatic renewal.
  • You benefit from embossed plastic with dual CHIP and Contactless technology, valid for 2 years.
  • You can use it anywhere in the world where the Visa logo is displayed.
  • You can withdraw cash within 50% of your credit limit.
  • You can issue additional cards at any time and to anybody.
  • You must have at least three months’ tenure at the current job and one year’s work experience.

HOW MUCH IT COSTS

Here you can view the full cost of the product.

The interest rate is reviewed quarterly on the first business day of each quarter, i.e. on the first business day of January, April, July and October, and takes into account the reference index for loans granted to individuals (IRCC), communicated by the NBR on the last business day of the previous calendar quarter.

Download below the fees, commissions and interest list.

Here

FIND OUT MORE

“3% cash back on your credit card”, details here.

“Installments purchases everywhere in the world”, details here.

Rules for responsible use of cards.

In case of unforeseen events you benefit from insurance.

Join a video call with one of our representatives and learn more!

If you still have questions, look below for the answers.
Very simple! If you have a minimum income of RON 800, you are a resident and you have at least three months’ tenure at the current job and one year’s work experience. Apply on-line at www.firstbank.ro through our videobank service or contact the Call Center, available 24/7, at 0800.801.802 (free of charge) or +4021.303.69.69 and mention your intention to obtain a credit card issued by First Bank. A bank representative will contact you in this respect.
Any person who obtains income is entitled to apply for a credit card issued by First Bank. The accepted income types are: income from salaries, rents, freelance professions, sailor’s income, pensions, copyright assignment contracts, management agreements, dividends, others. For further information regarding the requirements related to each income type, please contact the Call Center, available 24/7, at 0800.801.802 (free of charge) or +4021.303.69.69 or go to any of our branches.
On monthly basis you will receive, via your email or postal mail, the statement of account setting out all transactions performed during the relevant month, as well as the minimum due amount You can contact the Call Center, available 24/7, at 0800.801.802 (free of charge) or +4021.303.69.69.
If you forget your PIN code, you should contact the Call Center, available 24/7, at 0800.801.802 (free of charge) or +4021.303.69.69 or go to any First Bank branch.
In case your card has been lost or stolen you should contact the Call Center, available 24/7, at 0800.801.802 (free of charge) or +4021.303.69.69 or go to any First Bank branch.
If you do not recognize one of the transactions listed in your account statement, please contact us immediately at 0800.801.802 (free call) and +4021.303.69.69 or go to any First Bank branch within 30 days.
To renew your card, you must contact the Call Center, available 24/7, at the phone numbers +4021.303.69.69 or 0800.801.802 (free of charge) or go to any First Bank branch to request this operation.
Identity act -ANAF interrogation for salary income registered in ANAF database -Or the certificate of current or previous income or account statement (when the First Bank's income is collected for at least 3 months) and, where applicable, the document stating the income declared to the tax authorities for the previous year for salary income that does not are recorded in the ANAF database Document proving income from pensions: -ANAF queries for pension income registered in the ANAF database -Or the pension slip from current / previous month or the account statement (in the case the pension in cashed in to the First Bank account)
Identity act -ANAF interrogation for salary income registered in ANAF database -Or the certificate of current or previous income or account statement (when the First Bank's income is collected for at least 3 months) and, where applicable, the document stating the income declared to the tax authorities for the previous year for salary income that does not are recorded in the ANAF database Document proving income from pensions: -ANAF queries for pension income registered in the ANAF database -Or the pension slip from current / previous month or the account statement (in the case the pension in cashed in to the First Bank account)
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