Traveling is always enjoyable, make it unforgettable with Visa Exclusive Gold!
The best price in the Visa Luxury Hotels network, possibility of changing hotel rooms, subject to availability, internet free of charge in the rooms, valet for parking, VIP guest status, continental buffet.
You have not one, but several options starting with ZERO.
ZERO commission for any withdrawal from ATM or POS, regardless of the country.
ZERO commission for any transaction you make online or to merchants, regardless of the country.
ZERO commission for foreign currency conversion of transactions made abroad.
THERE IS NO UNEXPECTED
To avoid "the unpredictable", choose a trusted partner!
Asigurare de viață de grup.
Asigurare privind pierderea, furtul cardului sau a documentelor personale și Protecția cumpărăturilor în România.
Asigurare de călătorie în străinătate (acoperă riscurile de deces și invaliditate permanentă parțială din accident, tratamentul stomatologic de urgență, spitalizarea, întârzierea cursei aeriene ori a bagajului, raspunderea civilă față de terți, acoperă în caz de accident utilizarea frauduloasă, furtul sau pierderea telefonului mobil, cheltuielile medicale de urgență).
WHAT YOU NEED TO KNOW
Not just a credit card, an Exclusive card!
Available in LEI.
Cash withdrawal up to 50% of the granted credit limit. Up to two additional cards may be issued.
Card validity: 2 years.
Validity of the credit line: 24 months with automatic renewal.
Embossed card with chip.
Beneficiaries: In order to get it, you must have Romanian citizenship and residence, with a minimum income of EUR 800, at least three months’ tenure at the current job and one year’s work experience.
The interest rate is reviewed quarterly on the first business day of each quarter, i.e. on the first business day of January, April, July and October, and takes into account the ROBOR value at every 3 months, communicated by the NBR on the last business day of the previous calendar quarter.
If you still have questions, look below for the answers.
Very simple! If you have a minimum income of EUR 800 (in RON equivalent), you are a resident and you have at least three months’ tenure at the current job and one year’s work experience; - Go to any of the First Bank branches; - Apply on-line at www.firstvideobank.ro; -Contact the Call Center, available 24/7, at 0800.801.802 (free of charge) or +4021.303.69.69 and mention your intention to obtain a credit card issued by First Bank. A bank representative will contact you in this respect.
Any person who obtains income is entitled to apply for a credit card issued by First Bank. The accepted income types are: income from salaries, rents, freelance professions, sailor’s income, pensions, copyright assignment contracts, management agreements, dividends, others. For further information regarding the requirements related to each income type, please contact the Call Center, available 24/7, at 0800.801.802 (free of charge) or +4021.303.69.69 or go to any of our branches.
On monthly basis you will receive, via your email or postal mail, the statement of account setting out all transactions performed during the relevant month, as well as the minimum due amount You can contact the Call Center, available 24/7, at 0800.801.802 (free of charge) or +4021.303.69.69.
If you forget your PIN code, you must contact the Call Center, available 24/7, at 0800.801.802 (free of charge) or +4021.303.69.69 or go to any First Bank branch.
In case your card has been lost or stolen you should contact the Call Center, available 24/7, at 0800.801.802 (free of charge) or +4021.303.69.69 or go to any First Bank branch.
If you do not recognize one of the transactions listed in your account statement, please contact us immediately at 0800.801.802 (free call) and +4021.303.69.69 or go to any First Bank branch within 30 days.
To renew your card, you must contact the Call Center, available 24/7, at the phone numbers +4021.303.69.69 or 0800.801.802 (free of charge) or go to any First Bank branch to request this operation.
Identity act -ANAF interrogation for salary income registered in ANAF database -Or the certificate of current or previous income or account statement (when the First Bank's income is collected for at least 3 months) and, where applicable, the document stating the income declared to the tax authorities for the previous year for salary income that does not are recorded in the ANAF database Document proving income from pensions: -ANAF queries for pension income registered in the ANAF database -Or the pension slip from current / previous month or the account statement (in the case the pension in cashed in to the First Bank account)
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