Accounts & Payments

Your account, your choices

You decide, you have the means to act.

MY PRACTIC

A secure and easy way to manage your money, tailored to your needs.
24/7 access to the money in your account via card or online. Control over the operations carried, online or by SMS alerts.

MY RELAXAT

Unconditional and free of charge access to your money, anywhere in the country.
Free of charge access and 24/7 control over the account via online or card. Free of charge payments via internet and mobile banking. Zero costs for using the debit card in Romania.

MY LIBER

The freedom to use your money just like at home, wherever you are.
Free of charge access and 24/7 control over the account via online or card. Free of charge payments via internet and mobile banking. Free of charge use of a premium debit card all over the world, money back for using the card for shopping, and free travel insurance and shopping.

Join a video call with one of our representatives and find out more!

What are the costs of My Practic?

ZERO if 500 Lei are credited to your account on a monthly basis. ZERO if you age is between 25 and 65 years old. Otherwise, a fee of 10 lei.
Products and services included (zero administration fee): Current account in LEI. Instant issue Shop & Cash debit card, zero fee for any withdrawal from First Bank ATMs and for the first 2 withdrawals from other ATMs in Romania SMS alerts instantly notifying on debit & credit transactions and the available balance. Internet & Mobile Banking with zero fees for payments made to any First Bank account. Overdraft.

WHAT ARE THE COSTS OF MY RELAXAT?

Zero if your account is credited with minimum 2,000 Lei on a monthly basis; Otherwise, a fee of 15 Lei.
Products and services included (zero administration fee): Current account in LEI. Instant issue Shop & Cash debit card, zero fee for any withdrawal from ATMs in Romania. SMS alerts instantly notifying on debit & credit transactions and the available balance. Internet & Mobile Banking with zero fees for payments made to any First Bank account, and any payment less than 5,000 Lei made to other banks in Romania. Overdraft.

WHAT ARE THE COSTS OF MY LIBER?

Zero if your account is credited with minimum 4,500 Lei on a monthly basis; Otherwise, a fee of 35 Lei.
Products and services included (zero maintenance fee): Current account in LEI and in in foreign currency. Black & Private debit card in Lei. SMS alerts on debit & credit transactions and the available balance. Internet & Mobile Banking with zero fees for payments in Lei made to any First Bank account, and for any payment in Lei made to other banks in Romania. Overdraft and Visa Gold credit card.
If you still have questions, look for answers below.
Accounts in RON / EUR / USD / GBP / CHF
Your first payment bank account helping you to streamline the use of your money, reassures you on how the money is managed, and simplifies your daily payments. To benefit from this account, you need to have legal residence in the European Union, and this account must be the only one open with a bank in Romania (or you provide proof that you have been notified of the closure of any other account you have at the time of request).
Your first payment bank account helps you streamline the use of your money, reassures you on how the money is managed, and simplifies your daily payments. To benefit from this account, you need to have legal residence in the European Union, and this account must be the only one open with a bank in Romania (or you provide proof that you have been notified of the closure of any other account you have at the time of request), and you submit supporting documents showing you are financially vulnerable (e.g. the monthly income for 2019 does not exceed a gross wage of 2,880 Lei.
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